Privacy Policy
Effective Date: January 1, 2025
This Privacy Policy describes how Manuel Angeles, Greenlight Mortgages Inc, www.manuelangeles.com (“Website,” “we,” “us,” or “our”) collects, uses, shares, and protects your information. We are committed to safeguarding your privacy and complying with all applicable federal and state laws, including the Gramm-Leach-Bliley Act (GLBA), the California Consumer Privacy Act (CCPA/CPRA), and the rules and regulations of the Nationwide Multistate Licensing System & Registry (NMLS).
1. Information We Collect
We may collect the following types of information:
Personal Information:
Name, address, email, phone number, Social Security number, date of birth, employment information, income, financial account information, and other information necessary to process your mortgage application.
Non-Personal Information:
IP address, browser type, device information, and browsing activity on our Website.
Cookies and Tracking:
We use cookies and similar technologies to enhance your experience and analyze Website usage. You may adjust your browser settings to refuse cookies, but some features may not function properly.
2. How We Use Your Information
We use your information to:
Process and evaluate mortgage applications and related services
Verify your identity and prevent fraud
Communicate with you regarding your application, our services, and regulatory disclosures
Comply with legal, regulatory, and NMLS requirements
Improve our Website and customer service
3. Information Sharing and Disclosure
We do not sell your personal information. We may share your information as follows:
With Lenders and Service Providers: To process your mortgage application and provide related services
With Regulatory Authorities: As required by law, regulation, or NMLS rules
With Third Parties: Only with your consent or as permitted/required by law (such as credit bureaus, title companies, or insurance providers)
For Legal Purposes: To comply with subpoenas, court orders, or other legal processes
4. Your California Privacy Rights
If you are a California resident, you have the following rights under the CCPA/CPRA:
Right to Know: You may request information about the categories and specific pieces of personal information we have collected about you.
Right to Delete: You may request that we delete your personal information, subject to certain exceptions.
Right to Correct: You may request correction of inaccurate personal information.
Right to Opt-Out: We do not sell your personal information, but you have the right to direct us not to sell or share your personal information.
Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights.
To exercise your rights, please contact us using the information below. We may need to verify your identity before processing your request.
5. Safeguarding Your Information
We maintain physical, electronic, and procedural safeguards in accordance with federal and California standards to protect your personal information from unauthorized access, use, or disclosure. Only authorized personnel have access to your information.
6. Children’s Privacy
Our services are not intended for children under 18. We do not knowingly collect information from children.
7. Third-Party Links
Our Website may contain links to third-party sites. We are not responsible for the privacy practices or content of those sites.
8. Changes to This Policy
We may update this Privacy Policy from time to time. The updated policy will be posted on this page with the effective date.
9. Contact Information
If you have questions about this Privacy Policy, your information, or our compliance with NMLS, federal, or California regulations, or if you wish to exercise your California privacy rights, please contact:
Manuel Angeles
NMLS #1750546
Broker Associate
Phone: (323) 900-0853
Email: [email protected]
Greenlight Mortgages
904 N. La Brea Ave #C, Inglewood, CA 90302
Branch NMLS #2439590
10. NMLS Consumer Access
For more information about mortgage licensing, visit the NMLS Consumer Access website.
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Greenlight Mortgages Inc
904 N. La Brea Ave #C, Inglewood, CA 90302
Branch NMLS 2439590
For California residents only. Manuel Angeles is licensed in CA. All products are subject to credit and property approval. Program terms and conditions are subject to change without prior notice. Other restrictions and limitations apply. The content here does not substitute for professional legal, securities, tax, or accounting advice. Greenlight Mortgages Inc. (NMLS ID 2439590) in California holds DRE Real Estate Corporation License Endorsement (#02193859), licensed by the California Department of Real Estate, Phone: (877) 373-4542. For licensing information, go to: www.nmlsconsumeraccess.org. In all jurisdictions, the principal (Main) licensed location of Greenlight Mortgages Inc. is 904 N. La Brea Avenue #C, Inglewood, CA 90302, Phone: (323) 532-3007. Non-owner-occupied business purpose investment residential and commercial property loans are available in AL, AR, CA, CO, CT, DE, DC, GA, HI, IL, IN, IA, KS, KY, LA, ME, MD, MA, MS, MO, NE, NH, NM, NY, OH, OK, PA, RI, SC, TX, VT, WA, WV, WI, WY.
This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all provinces/states. By submitting your contact information you also expressly consent to having us contact you about your inquiry by text message, email, or phone to the residential or cellular telephone number you have provided. Even if that telephone number is on a corporate, provincial/state, or nation Do Not Call Registry, you expressly agree to this site's Security Statement and our Privacy Policies. Privacy Policy
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